Debt Recovery Agency Malaysia – Licensed & Trusted Recovery Services

At Huplik, we provide effective, ethical, and efficient debt recovery services across Malaysia. Whether you are dealing with consumer debts, commercial claims, or overdue invoices, we are the debt recovery agency in Malaysia that businesses and individuals trust.

We serve nationwide, including East Malaysia, and offer flexible solutions including no-win-no-fee arrangements. Our commission is based on success and agreed upon before we act—typically between 30% to 40%, depending on the case complexity.

What Is a Debt Recovery Agency in Malaysia?

A debt recovery agency helps creditors recover unpaid debts from individuals or companies. Unlike legal firms, we specialise in negotiation, amicable debt recovery, and enforcement through various structured channels.

As a licensed debt collector in Malaysia, Huplik ensures your recovery process stays within legal boundaries, maintaining professionalism and protecting your brand reputation.

Why Choose Huplik as Your Debt Collection Partner?

We are more than just a typical debt collection agency in Malaysia. Our solutions are tailored to maximise returns without upfront costs.

Our core services include:

1. Debt Collection Services (consumer & commercial)

2. Restructuring Services

3. Collateral Recovery Services

4. Private Investigation Services

5. Financial Investigation Services

6. Legal Advisory Services

We adapt to the nature of your claim—whether you're a small business chasing unpaid invoices or a corporation handling high-value commercial debt.

Our Debt Recovery Process

1. Evaluation & Strategy Planning We assess each debt individually, considering risk, background, and best resolution path.

2. Demand Letter IssuanceWe issue a formal Letter of Demand (LOD) allowing 14–21 days for repayment.

3. Debt Negotiation & Mediation We initiate amicable debt recovery methods through contact, follow-ups, and debtor profiling.

4. Legal Action (If Necessary)If debts remain unpaid, we escalate the matter through our legal advisory services and enforcement channels.

5. Recovery & CommissionOnce payment is made, the creditor pays our agreed success fee, usually 30% to 40%. We offer no win, no fee debt recovery upon agreement.

Consumer vs. Commercial Debt Recovery

We recover:

• Consumer debt: unpaid loans, bounced cheques, credit card defaults.

• Commercial debt: overdue B2B invoices, trade credit issues, contractual payment defaults.

Our debt recovery specialists in Malaysia handle both categories professionally, with a proven track record.

No Win, No Fee Options

We provide flexible terms. Under our no win, no fee policy:

• You don’t pay until the debtor pays.

• We deduct our agreed success fee from the recovered amount.

• Rates vary based on difficulty, usually 30% to 40%.

Legal Compliance & Ethics

Our recovery efforts fully comply with the Debt Collection Laws in Malaysia, including the Limitation Act and Rules of Court 2012.

We operate with transparency, professionalism, and ethical practices, avoiding illegal intimidation or harassment.

Supporting Services & Expertise

• Credit Management Services

• Debt Negotiation Support

• Legal Documentation & Filing

• Investigation & Evidence Gathering

We do not limit our services to a specific sector. Our focus is on developing the best plan to recover the debt effectively.

HERE Learn more about our Debt Collection Services

HERE Explore our Legal Advisory Services

Contact Us for a Free Case Review

Frequently Asked Questions (FAQs)

Q: What is your commission or fee structure?Our commission typically ranges from 30% to 40%, depending on the case complexity. No win, no fee is available.

Q: When do I need to pay you?You only pay when the debtor has paid you. Our success fee is collected post-recovery.

Q: How long does debt recovery take?It depends on the debtor’s willingness to cooperate and the required escalation steps. Some cases resolve within weeks; others may take months.

Q: What is your success rate?While it varies, our track record in commercial and consumer debt recovery is strong, especially when clients provide clear documentation and timely follow-up.

Huplik is your strategic partner in debt recovery services in Malaysia. Contact us today to speak with our team and recover what you're rightfully owed.