When someone owes you money, going to court is not always the first step. When someone owes you money and repeatedly fails to pay, it can be frustrating and financially stressful. Many creditors immediately think about hiring a lawyer and filing a lawsuit. But is going to court the only option? The answer is no. Depending on the circumstances, there may be several steps you can consider before deciding whether legal action is necessary. 1. Start by Reviewing Your Documents Be